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Award-winning stocks and shares ISA
Are you looking for a tax-efficient way to save for the future? A Wealthify stocks and shares ISA could be exactly what you need!
Transfer your ISA or pensions to Wealthify, and you could earn cashback!
Use our online sliders to build your perfect investment Plan and, when you do transfer your ISA or pension to us, you could earn between £50 to £200 cashback!
- £50 for transfers between £50 and £9,999
- £100 for transfers between £10,000 and £19,999
- £200 for transfers of £20,000 or more
To get this offer you'll need to click the button below to register your interest. You'll then have 6 months to come back and complete any transfers. Offer closes on Thursday, 11th May 2023. Terms & Conditions apply.
Capital at risk.
What is an ISA?
Individual Savings Accounts (ISAs) are a little tax-free gift from the UK government, so you should really make the most of them.
Use it or lose it
Use your 2017/18 ISA allowance by 5th April 2018, or lose it forever.
Almost half the adult population of the UK have an ISA, with the highest regional uptake being in the South West of England
Source: Office of National Statistics
Before ISAs there were PEPs (Personal Equity Plans) and TESSAs (Tax-Exempt Special Savings Accounts)
A couple saving their maximum annual ISA allowance into an investment ISA each year, could become ISA millionaires* in just 18 years
*Figures assume two people saving £20,000 p.a. with an annual return of 6.05%. Value of investment after 18 years would be £1,049,730, after fees.
Why choose a Wealthify investment ISA?
With saving rates so low, now may be the time to consider an investment ISA, for a chance for better returns.
- Easy sign up process
- Effortless investing
- Your money won't be locked away and you can withdraw it without penalty
- Access your account 24/7
- Low fees and no hidden costs
- No capital gains tax or income tax to pay on your money as it grows
Simulated Past Performance
The graph below shows how each of our investment styles - from Cautious to Adventurous - have performed between 29th February 2016 and 28th June 2024, after all fees have been taken (based on 0.60% Wealthify management fee). These figures are based on the performance of Plans worth more than £100, figures will be different for Plans below that amount.
Original
Ethical
The above graph illustrates past performance for Original Plans only. Even though the past performance data shown is simulated, it represents real transactions we've carried out for actual customer Plans across our five Investment Styles. Please remember that simulated past performance is not a reliable indicator of future performance.
FIVE-YEAR PERFORMANCE
The table below shows our actual past five-year performance for each of our Original investment styles.
| Investment Style | 31/12/2018 - 31/12/2019 | 31/12/2019 - 31/12/2020 | 31/12/2020 - 31/12/2021 | 31/12/2021 - 31/12/2022 | 30/12/2022 - 30/12/2023 | 30/06/2023 - 30/06/2024 |
|---|---|---|---|---|---|---|
| Cautious | 6.43% | 2.70% | 0.48% | -11.19% | 4.65% | 4.60% |
| Tentative | 9.35% | 3.88% | 3.74% | -10.82% | 6.21% | 6.70% |
| Confident | 11.93% | 4.87% | 6.70% | -10.33% | 7.76% | 8.90% |
| Ambitious | 14.35% | 5.11% | 9.72% | -9.39% | 9.46% | 11.40% |
| Adventurous | 17.09% | 5.06% | 12.82% | -9.14% | 11.35% | 14.40% |
Simulated Past Performance
The graph below shows how each of our investment styles - from Cautious to Adventurous - have performed between 28th February 2018 and 28th June 2024, after all fees have been taken (based on 0.60% Wealthify management fee). These figures apply to plans of any value.
Original
Ethical
The above graph illustrates past performance for Ethical Plans only. Even though the past performance data shown is simulated, it represents real transactions we've carried out for actual customer Plans across our five Investment Styles. Please remember that simulated past performance is not a reliable indicator of future performance.
FIVE-YEAR PERFORMANCE
The table below shows our actual past five-year performance for each of our Ethical investment styles.
| Investment Style | 31/12/2018 - 31/12/2019 | 31/12/2019 - 31/12/2020 | 31/12/2020 - 31/12/2021 | 31/12/2021 - 31/12/2022 | 30/12/2022 - 30/12/2023 | 30/06/2023 - 30/06/2024 |
|---|---|---|---|---|---|---|
| Cautious | 7.90% | 4.14% | 0.73% | -14.93% | 4.80% | 5.20% |
| Tentative | 9.74% | 6.45% | 4.11% | -15.65% | 6.85% | 7.10% |
| Confident | 11.82% | 9.04% | 7.63% | -16.51% | 8.81% | 8.80% |
| Ambitious | 14.13% | 11.16% | 11.18% | -17.42% | 11.08% | 10.80% |
| Adventurous | 16.74% | 13.43% | 14.65% | -18.72% | 13.63% | 12.90% |
Our Savings Calculator
Want to find out what your savings could be worth if you choose to invest them instead? Our savings calculator provides a projection of how your money could grow in a savings account vs a Wealthify Plan.
Let us know how much you have saved, how long you're planning to save for, and how much you want to put away each month. Our calculator will do the rest!
Calculate your savings pot now
Transfer to a Wealthify ISA
Why would you transfer?
With saving rates so low, now may be the time to consider an investment ISA, for a chance for better returns.
- Rescue your current ISAs from meagre interest rates while retaining their tax-free status
- Save money on fees - you may be paying higher fees for your other investment ISAs and could save if you consolidate
- Your money won't be locked away, you can withdraw or transfer it at any time
How to do it?
You can transfer previous years' investment ISAs or cash ISAs to another investment ISA provider (like us).
Transfers don't impact your current allowance at all, so you can still invest up to £20,00 this tax year.
Always, always, always use the transfer form. Never withdraw the money yourself to pay in, as you'll lose your tax-free benefits on that money forever.
Create your Wealthify Plan as an ISA first, then we will give you the transfer form to fund your plan with your previous ISA.
Please remember with an investment ISA your capital is at risk.