ISA TRANSFER

Yes, you can do an ISA transfer from your previous years' Investment ISAs, Innovative Finance ISAs, or Cash ISAs to another investment ISA provider at any time. Transfers don't impact your current year’s ISA allowance at all, so you can still invest this tax year’s full ISA limit as well as transfer existing ISAs over.

However, please ensure to use a transfer form. If you withdraw the money you pay in, you'll lose your tax-efficient benefits on that money. To arrange a transfer, simply create a Wealthify ISA Plan, then complete our simple ISA transfer form. We’ll arrange everything else.

If you’re an existing customer, simply head to your Dashboard and use the ‘transfer in’ button on your home screen. You can then choose whether you want to transfer your money into an existing Plan, or create a new one.

Yes, they are. All your investments in our ISA and General Investment Account products are held with our custodian bank, Winterflood Securities. A global financial services provider, Winterflood are part of Close Brothers Group, who have been trading for more than 130 years.

The custodian of our Pension products is Embark Pensions, who are part of the Embark Group: the UK’s fastest-growing digital retirement platform.

Winterflood Securities and Embark both hold your assets separately (ring-fenced) from Wealthify, so even if we went into administration, our creditors would not have a claim to your investments.

The Financial Services Compensation Scheme may also cover the first £85,000 of your investments. However, it’s essential to understand that the FSCS doesn’t cover you if your investments do not perform as expected, and you get back less than you originally invested. For more information, visit https://www.fscs.org.uk/

There's nothing more important to us than the security of your personal information — which is why we take several measures to ensure its safety.

Any information you provide on our website is transmitted using secure SSL technology with 256-bit encryption. Where we store sensitive information (such as passwords and bank account numbers), we use encryption algorithms similar to those used by the major high-street banks.

We also insist on a minimum password length, as well as the use of upper case letters and numbers to make it more secure.

You should never share your password or let anyone else have access to your Wealthify account.

Your money is looked after by our team of qualified investment managers.

With experience across established global firms, our experts have developed an investment system that uses algorithms and industry experience to pick the best funds available to you. They then build an Investment Plan that suits your goals and attitude to risk.

And, because things are always changing in the financial markets, they monitor and adjust your Plan regularly, keeping it in line with your investment style.