ISA transfers made easy
✓ You can easily transfer to Wealthify online – keeping your ISA free from tax, whatever its value.
✓ Transfer your Cash ISA to a Stocks and Shares ISA — more potential, none of the extra effort. We manage it all for you.
With investing, your capital is at risk. The tax treatment of your investment will depend on your individual circumstances and may change in the future.
How to transfer your ISA
Transfer your ISA to Wealthify in three simple steps.
You transfer
Fill out a transfer form, before choosing your investment style and how much you'd like to to transfer from an existing Cash or Stocks and Shares ISA.
We build
Our team of investment experts then get to work building your Plan, making sure it’s aligned with your chosen investment style.
We manage
Just sit back, relax, let us manage everything for you — and use our online dashboard or app to follow your Plan's performance!
Why transfer to a Wealthify Stocks and Shares ISA?
You can transfer a Cash ISA or existing Stocks and Shares ISA to a Wealthify Stocks and Shares ISA — and here are some of the reasons as to why you might.
Expertly managed
We manage your investments, so your time is better spent elsewhere.
Flexibility
With our flexible Stocks and Shares ISA, you can withdraw and redeposit funds in the same tax year without affecting your annual allowance.
Cost-effective
You could get lower fees than with your existing provider.
A human touch
You'll have access to an award-winning, human customer care team.
Growth potential
A Stocks and Shares ISA could provide better long-term returns than a Cash ISA, as investing for over five years increases your chances of positive returns, compared to cash savings.
One dashboard
Track your savings and investments in one place, in-app or on our website.
Why transfer to a Wealthify Stocks and Shares ISA?
You can transfer a Cash ISA or existing Stocks and Shares ISA to a Wealthify Stocks and Shares ISA — and here are some of the reasons as to why you might.
✓ Tracking investment performance is easy thanks to our dashboard.
✓ You could get lower fees than with your existing provider.
✓ Transferring to a flexible Stocks and Shares ISA gives you the ability to withdraw and redeposit funds in the same tax year, without impacting your annual allowance.
✓ We manage your investments, so your time is better spent elsewhere.
✓ Access to an award-winning customer care team.
✓ A Stocks and Shares ISA could provide better long-term returns than a Cash ISA.
✓ By transferring a Cash ISA balance via the transfer form, that money retains it’s tax benefits.
Capital at risk. The tax treatment of your investment will depend on your individual circumstances and may change in the future.
Why transfer to a Stocks and Shares ISA?
You can transfer a Cash ISA or existing Stocks and Shares ISA to a Wealthify Stocks and Shares ISA — and here are some of the reasons as to why you might.
✓ We manage your investments, so your time is better spent elsewhere.
✓ You could get lower fees than with your existing provider.
✓ A flexible Stocks and Shares ISA allows you to withdraw and redeposit funds in the same tax year without affecting your annual allowance.
✓ You'll have access to an award-winning customer care team.
✓ A Stocks and Shares ISA could provide better long-term returns than a Cash ISA.
✓ Transfer a Cash ISA balance via a transfer form and your money retains its tax benefits.
✓ Tracking investment performance is easy thanks to our dashboard.
Our awards
How your money's invested
We invest your money using passive and active investments called mutual funds.
These funds contain a collection of investments – including shares, bonds, and property – and provide the following benefits:
- A convenient, cost-effective way to invest.
- Diversification, meaning your risk is spread.
- Your money tracks entire markets, like the FTSE 100.
Even though the mix of funds will change over time, our team of experts optimise your Plan regularly, keeping it in line with your chosen investment style.
Ethical investment options
- Invest in your future and the planet's at the same time
- Five Ethical Plans built in partnership with best-in-class ethical fund providers
- Invest in organisations committed to positive social and environmental impact
- All fund providers are signatories of the Principles for Responsible Investment (PRI) — the world's leading responsible investing framework
- Actively managed funds with rigorous, ongoing screening to ensure ethical standards are maintained
WEALTHIFY CUSTOMER REVIEWS
Investments FAQs
Transferring from a Cash ISA typically takes around 15 days. Transferring from an existing Stocks and Shares ISA typically takes around 20 days.
No, it doesn't count as opening a new one. If you’re transferring it to a new provider, you may have a ‘new account’ open in the literal sense.
But by using an official transfer process, your money is simply being moved over to a different ISA.
Yes, partial transfers are possible if it’s the money you’ve deposited in a previous tax year (before last April 6th).
No, transferring an ISA to Wealthify does not use up your ISA allowance. You’ll get to keep the remaining amount you’re entitled to.
Be cautious though; withdrawing it yourself and manually moving it to a new provider would affect your ISA allowance!
No. Once we've sent your ISA transfer form to your existing provider (and they've checked all the details you've provided match), any existing investments get sold at their current value. This balance is then transferred to Wealthify and credited to your account. This means for a period of time, your ISA will be 'out of the market'.
We typically invest your money within two working days of receiving it. However, it may take a couple of extra days for the investments to show on your dashboard, due to the investing process.