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How does inviting friends and family to contribute to a junior isa work?

We know that there's a lot of people who might want to give your child a financial helping hand. By inviting them to contribute to their Junior ISA, they can add to your child's future whenever they want.

How does this work?

Sending an invitation shouldn't take any more than five minutes.
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What is a contributor?

A contributor can be anyone that you've invited to add to your child's Junior ISA. They'll be able to pay into your child's Plan just like you do. It's free to add, or to be, a contributor and it won't impact anyone's tax-allowance.

What can they do?

• Add money to your child's Junior ISA
• See how much is left in their tax allowance for that year
• See how much they've contributed
• Attach a special message for you and your child to read

What can't they do?

• Access, change or amend your child's Plan
• See how much you or other contributors have added
• Withdraw money once it's been paid in

Learn more about contributors

Does adding a contributor increase my Junior ISA fees?

No, this service won't cost you a penny. We wanted to make it easy and affordable for your friends and family to add to your child's Junior ISA, so there are no extra charges or costs for this service.

How does someone get access to become a contributor?

You’ll need to log in to your Wealthify account and invite them – the invite will include all the details they need to know in order to get started. They’ll then need to sign up and create a Wealthify contributor account (they can skip the signing up bit if they already invest with us!)

From their Wealthify dashboard, they’ll be able to verify their identity either through a text message we’ll send them or a PIN code you provide. Once they’ve completed verification, they’ll be able to add to your child’s Junior ISA.

If they’re new to Wealthify then they’ll need to set up their bank details to get started, but this will be saved for future contributions.

Is my Junior ISA secure with contributors?

Yes! By taking the steps for verification and creating separate contributor accounts, we've made sure that your Junior ISA Plans are still safe and secure.

Your contributors will only be able to see how much they’ve added, and the amount left in the Junior ISA's tax allowance for that year. They’ll also be able to see any messages they’ve sent with their contributions.

What is a contributor special message?

We all like to add a note when you give a gift, so anytime your contributors add to your child’s ISA they’ll have the option of attaching a message for the parent and child to read!

Why do they only see their contributions?

Money is a pretty sensitive subject, so we don’t want to show them what you or other contributors have added. This way, they’ll easily be able to see how much they’ve added to your child’s future while keeping everyone else’s information private.


For more information read our Privacy policy.

Can anyone contribute to my child's Junior ISA?

Yes, you can invite anyone to be a contributor. That could be your parents, siblings, cousins, friends, neighbours… the list goes on. Once they’ve accepted the invite, and passed verification, they’ll be able to add to your child’s ISA whenever they want.

The only caveat to this is that they’ll need to live in the UK and be a UK tax resident, aged over 18.