Comparing Stocks and Shares ISA fees
Fees are a key factor in deciding which Stocks and Shares ISA is right for you.
Even a small percentage of difference can add up over time, limiting the potential growth of your funds and reducing how much you end up with due to compounding.
Wealthify is a firm believer in transparency when it comes to fees. We have an annual management fee of 0.6%, which is payable monthly based on the value of your investments. As usual with investing, fund/trading charges also apply, but we work hard to keep these charges as low as possible.
If you want to see how Wealthify and other providers stack up, why not check out our comparison table below.
Get started with a minimum £1,000 initial deposit, then make further adhoc or monthly deposits big or small, to suit you.
With investing, your capital is at risk. Tax on investments depends on your individual circumstances and can change. ISA rules apply.
What to look for in a Stocks and Shares ISA provider
When comparing Stocks and Shares ISA fees, there are a few different things to look out for. Here are some key points to include in your checklist:
- Check total costs: look for providers with lower management fees and trading fees so you can keep more of your returns over time
- Evaluate flexibility alongside your needs: can you withdraw and redeposit your money without affecting your ISA allowance?
- Review investment styles and ethical options: so you can match your investing style to your appetite for risk
- Easy access: look out for a clear online dashboard or mobile app that enables you to check your progress at any time
- Regulation: always look for Financial Conduct Authority-regulated (FCA) providers with Financial Services Compensation Scheme (FSCS) protection
- Customer reviews: for honest opinions and feedback, read independent reviews from customers on sites such as Trustpilot
Comparing Stocks and Shares ISA fees
Below is a concise provider comparison table to help you assess Stocks and Shares ISA fees quickly and efficiently.
Data accurate as of May 2026. Fees shown apply to each provider's managed Stocks and Shares ISA only. Average total fee for Wealthify is based on Original Plans.
*Interactive Investor's flat monthly fee converts to a different percentage depending on your portfolio size.
What do these fees actually mean for your money?
It can be hard to connect fee percentages to the impact they will really have on your money. That’s why we’ve put together an example of how your money could grow in a Stocks and Shares ISA, even with our Wealthify annual management fee and standard fund charges applied.
If you invested £10,000 as a lump sum into a Wealthify Stocks and Shares ISA, what might happen over 10 years?
This is the projected value for a Confident Plan (Medium Risk Plan) with an Original theme, showing total projected value, including the impact of fees at our standard rate and any fund charges. This is only a forecast and is not a reliable indicator of future performance. Values correct as of 04/06/2026.
What's included in our fees?
It’s all well and good knowing the fee, but what does this charge actually cover?
When you pay Wealthify’s management fee, you get:
✓ Professional management and automated rebalancing
✓ Five investment styles to choose from to suit different goals and risk levels (which you can change at any time at no additional cost)
✓ The option of an Ethical Plan (if this suits your values)
✓ A flexible Stocks and Shares ISA, meaning you can withdraw and redeposit without affecting your annual ISA allowance for the current tax year
✓ Easy-to-use web and app dashboards, with all your accounts in one place
✓ Award-winning customer care and support
Our reviews
How to open a Wealthify Stocks and Shares ISA
Wealthify’s Stocks and Shares ISA is fully managed by our team of investment experts, so you can choose fun, not funds.
To get started with a Wealthify Stocks and Shares ISA, just follow these three steps:
Choose your style
Choose an Original or Ethical plan, an investment style and how much you want to invest (with the option to set up a Direct Debit).
Take our quiz
Complete a suitability quiz to assess your circumstances and attitude towards investing.
We handle the rest
See how our managed Plans have performed
The graph below shows how each of our investment styles - from Cautious to Adventurous - have performed between 29th February 2016 and 30th April 2026, after all fees have been taken (based on 0.60% p.a. Wealthify management fee). These figures are based on the performance of Plans worth more than £100, figures will be different for Plans below that amount.
Original
Ethical
Of course, we experienced the ups and downs of the market along the way and you could get back less than you put in. Although we cannot rely on past performance to predict future results investing for the long-term (5 years or more) typically delivers positive returns. These figures are after all fees have been taken (based on 0.60% p.a Wealthify management charge), and are based on the performance of Plans worth more than £100 and will be different for Plans below that amount.
Plan performance by year
This table shows by how much each of our investment styles have grown each year
| Investment Style | 31/12/2020 - 31/12/2021 | 31/12/2021 - 31/12/2022 | 30/12/2022 - 30/12/2023 | 29/12/2023 - 29/12/2024 | 30/12/2024 - 30/12/2025 | 29/05/2025 - 29/05/2026 |
|---|---|---|---|---|---|---|
| Cautious | 0.56% | -11.06% | 4.73% | 1.30% | 6.16% | 5.63% |
| Tentative | 3.84% | -10.53% | 6.37% | 3.48% | 8.34% | 12.37% |
| Confident | 6.81% | -9.91% | 7.99% | 6.29% | 10.38% | 17.64% |
| Ambitious | 9.83% | -8.89% | 9.71% | 9.35% | 12.24% | 22.32% |
| Adventurous | 12.91% | -9.18% | 11.61% | 12.56% | 13.81% | 27.08% |
See how our managed Plans have performed
The graph below shows how each of our investment styles - from Cautious to Adventurous - have performed between 13th August 2018 and 30th April 2026, after all fees have been taken (based on 0.60% p.a. Wealthify management fee). These figures are based on the performance of Plans worth more than £100, figures will be different for Plans below that amount.
Original
Ethical
Of course, we experienced the ups and downs of the market along the way and you could get back less than you put in. Although we cannot rely on past performance to predict future results investing for the long-term (5 years or more) typically delivers positive returns. These figures are after all fees have been taken (based on 0.60% p.a Wealthify management charge), and are based on the performance of Plans worth more than £100 and will be different for Plans below that amount.
Plan performance by year
This table shows by how much each of our ethical investment styles have grown each year
| Investment Style | 31/12/2020 - 31/12/2021 | 31/12/2021 - 31/12/2022 | 30/12/2022 - 30/12/2023 | 29/12/2023 - 29/12/2024 | 30/12/2024 - 30/12/2025 | 29/05/2025 - 29/05/2026 |
|---|---|---|---|---|---|---|
| Cautious | 0.75% | -14.80% | 4.85% | 0.63% | 5.26% | 5.00% |
| Tentative | 4.12% | -15.16% | 6.90% | 2.91% | 5.84% | 10.63% |
| Confident | 7.66% | -15.69% | 8.89% | 5.28% | 6.34% | 14.54% |
| Ambitious | 11.11% | -16.30% | 11.12% | 7.64% | 6.45% | 17.57% |
| Adventurous | 14.52% | -17.62% | 13.29% | 10.34% | 6.39% | 20.78% |